Your Cheddar hosts Kristen Scholer and Tim Stenovec discuss the top news of the day. A recent study is blowing the conception that millennials are bad at saving out of the water. Plus, how Jay-Z could help you understand personal finance. Plus, ever listen to a Jay-Z song and wonder if there is a deeper meaning? Personal Finance Expert Ash "Cash" Exantus started to realize his lyrics were teaching personal finance lessons and wrote a book about it. "The Wake Up Call: Financial Inspiration Learned From 4:44" explores different lyrics and what listeners can learn about business, credit and investing from the most notable rapper in the world, Jay-Z. And as a millennial, there are many things to think about, but one thing that should be on the top of your mind is life insurance. Clark Howard, Money Expert at Clark.com joins Your Cheddar to discuss why it's so important to cover yourself at an early age.

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Sex is a big market for the AI industry. ChatGPT won’t be the first to try to profit from it
OpenAI has announced that ChatGPT will soon engage in "erotica for verified adults." CEO Sam Altman says the company aims to allow more user freedom for adults while setting limits for teens. OpenAI isn't the first to explore sexualized AI, but previous attempts have faced legal and societal challenges. Altman believes OpenAI isn't the "moral police" and wants to differentiate content similar to how Hollywood differentiates R-rated movies. This move could help OpenAI, which is losing money, turn a profit. However, experts express concerns about the impact on real-world relationships and the potential for misuse.
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