Thinking about buying a home but not sure where to start? You may want to think about applying for a mortgage. Maggie Leigh Marshall, Licensed Associate Real Estate Broker, joins Your Future Home to discuss what paperwork is needed to get a mortgage and how to present the best offer possible.
There is a very big difference between being pre-approved and pre-qualified for a mortgage. Marshall talks through what each step means and explains why it's so important to make sure you are pre-approved before jumping into the housing market.
Plus, what do sellers want to see in an offer? Marshall says you need to provide proof-of-funds and a good debt/income ratio. For a reference, she believes your debt shouldn't exceed your income more than 30%. However, the lower the number is the better chance you have to be approved for the house.
Animal care shelters in New York City are reaching capacity. Cheddar News spoke to the director of Animal Care Centers of NYC, the largest in the city, who said it's been the worst she's seen in years. The shelter said it's seen a 20% spike in animals.
Charitable giving declined in 2022 for only the fourth time in the past four decades. Inflation and cost of living are believed to be the key factors behind the drop.
With summer officially here, parents are looking for seasonal camps for their children to keep them busy and experience the great outdoors. Cheddar News spoke with two mothers about the best way to prepare as kids set off for camp and activities.
Chef John Fraser, who owns restaurants in New York, California and Florida, is giving back to restaurant workers with a new initiative called "The Industry Table," which provides hospitality employees the chance to eat at restaurants at cost. Chef Fraser explained the program to Cheddar News.
Chef John Fraser, a three-time Michelin Star recipient and founder of JF Restaurants, joined Cheddar News from La Marchande to cook up a breakfast dish and discuss his favorites in the kitchen.
PWC Forecasts Entertainment and Media Market
Andrew Tate, a social media personality known for expressing misogynistic views online, was charged in Romania with rape, human trafficking and forming a criminal gang to exploit women, prosecutors said Tuesday.
From Trevor Noah's new podcast to the statue Adele demanded, here's what's happening in entertainment.
Travel expert and author Sarah Dandashy offers some tips on how to troubleshoot your vacation when things don't go as planned.
The celebration of Juneteenth continues as Black Restaurant Week kicks off in New York.
