These are the headlines you Need2Know:
* **Floods in India Wreak Havoc:**
Southern India's Kerala state is shouldering its worst flooding in a century ー which, officials said Sunday, has displaced about 800,000 people and killed over 350. Downpours precipitated the floods and landslides, causing homes and bridges to collapse. For more on the disaster, [click here](http://www.time.com/5371279/india-flooding-kerala/).
* **Hawaii Hurricane May Pass South:**
Hurricane Lane became a Category 4 storm over the weekend, with winds at 140 mph, but it later weakened to a Category 3. The storm is expected to pass south of Hawaii’s Big Island. Track the developments [here](https://weather.com/storms/hurricane/video/hurricane-lane-to-weaken-and-pass-south-of-hawaii).
* **'Crazy Rich Asians' Does Crazy Well at Box Office:**
The movie brought in more than $25 million domestically. It’s the first Hollywood movie with a predominantly Asian cast since "The Joy Luck Club" in 1993 and the best opening for a rom-com since Amy Schumer's "Trainwreck" in 2015. For more on this story, [click here](http://www.latimes.com/entertainment/movies/la-et-mn-crazy-rich-asians-jon-chu-projects-20180820-story.html).
Cheddar's Jill Wagner gets into the latest.
Subscribe to the Need2Know newsletter [here](https://theneed2know.com).
The Trump administration has agreed to resume processing student debt cancellations under two key income-driven repayment plans it had previously limited.
Millions of protesters flooded cities nationwide on Saturday for “No Kings” demonstrations denouncing what they call President Donald Trump’s authoritarian turn
Cynthia Chen, CEO of Kikoff, shares how their membership app helps users build credit with zero fees, no interest, and smart tools that make every point count.
OpenAI has announced that ChatGPT will soon engage in "erotica for verified adults." CEO Sam Altman says the company aims to allow more user freedom for adults while setting limits for teens. OpenAI isn't the first to explore sexualized AI, but previous attempts have faced legal and societal challenges. Altman believes OpenAI isn't the "moral police" and wants to differentiate content similar to how Hollywood differentiates R-rated movies. This move could help OpenAI, which is losing money, turn a profit. However, experts express concerns about the impact on real-world relationships and the potential for misuse.
CNN is launching a new “All Access” streaming subscription in the U.S. on October 28th, priced at $6.99 a month, or just $69.99 if you sign up for a full year.