Imagine every day of retirement is like vacation, and start saving that way. That's the advice of Dan Ariely, professor at Duke University, who said millennials vastly underestimate how much they will need in their golden years. For full interview [click here](https://cheddar.com/videos/why-people-spend-more-in-retirement-than-expected).

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Layoffs are piling up, raising worker anxiety
It's a tough time for the job market. Amid wider economic uncertainty, some analysts have said that businesses are at a “no-hire, no fire” standstill. At the same time, some sizeable layoffs have continued to pile up — raising worker anxieties across sectors. Some companies have pointed to rising operational costs due to U.S.'s new tariffs, while others have redirected money to artificial intelligence investments. Workers in the public sector have also been hit hard. Federal jobs were cut by the thousands earlier this year. And many workers are now going without pay as the U.S. government shutdown has now dragged on for more than a month.
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