Imagine every day of retirement is like vacation, and start saving that way. That's the advice of Dan Ariely, professor at Duke University, who said millennials vastly underestimate how much they will need in their golden years.
For full interview [click here](https://cheddar.com/videos/why-people-spend-more-in-retirement-than-expected).
Payments are restarting for student loan borrowers but the FTC is warning about in increased risk of getting scammed. Leslie Tayne, founder of Tayne Law Group, joined Cheddar News to provide tips on how to avoid scams amid confusion over payment plans and restarting dates.