Thinking about buying a home but not sure where to start? You may want to think about applying for a mortgage. Maggie Leigh Marshall, Licensed Associate Real Estate Broker, joins Your Future Home to discuss what paperwork is needed to get a mortgage and how to present the best offer possible.
There is a very big difference between being pre-approved and pre-qualified for a mortgage. Marshall talks through what each step means and explains why it's so important to make sure you are pre-approved before jumping into the housing market.
Plus, what do sellers want to see in an offer? Marshall says you need to provide proof-of-funds and a good debt/income ratio. For a reference, she believes your debt shouldn't exceed your income more than 30%. However, the lower the number is the better chance you have to be approved for the house.
Luke Skolkin, an instructor at The Fit House, spoke with Cheddar News about some moves you can do during a workout that you can progress to make them more challenging.
Actress and comedian Kim Coles joined Cheddar News to discuss the 30th anniversary of 'Living Single' which also starred Kim Field and Queen Latifah, her current role with 'Days of Our Lives' and how she helps others in her industry with a new writing program.
There are everyday items that could be dirtier than your toilet. Courtney Mason, general manager of The Spruce, spoke with Cheddar News to discuss what areas are often overlooked that can be cleaned periodically.
