Thinking about buying a home but not sure where to start? You may want to think about applying for a mortgage. Maggie Leigh Marshall, Licensed Associate Real Estate Broker, joins Your Future Home to discuss what paperwork is needed to get a mortgage and how to present the best offer possible.
There is a very big difference between being pre-approved and pre-qualified for a mortgage. Marshall talks through what each step means and explains why it's so important to make sure you are pre-approved before jumping into the housing market.
Plus, what do sellers want to see in an offer? Marshall says you need to provide proof-of-funds and a good debt/income ratio. For a reference, she believes your debt shouldn't exceed your income more than 30%. However, the lower the number is the better chance you have to be approved for the house.
Manners are part of our everyday lives but proper etiquette in certain situations can be confusing and unclear. Dr. Sheree Sekou, principal consultant at Sheree Sekou Consulting, joined Cheddar News to provide tips on everything from eating without making a mess, 'ghosting' when dating to properly engaging in social media as professionals and plane etiquette.
Suspect Jason Billingsley was arrested in the killing of Baltimore tech entrepreneur Pava LaPere who had built a successful startup that earned her national recognition, police said.
