Thinking about buying a home but not sure where to start? You may want to think about applying for a mortgage. Maggie Leigh Marshall, Licensed Associate Real Estate Broker, joins Your Future Home to discuss what paperwork is needed to get a mortgage and how to present the best offer possible.
There is a very big difference between being pre-approved and pre-qualified for a mortgage. Marshall talks through what each step means and explains why it's so important to make sure you are pre-approved before jumping into the housing market.
Plus, what do sellers want to see in an offer? Marshall says you need to provide proof-of-funds and a good debt/income ratio. For a reference, she believes your debt shouldn't exceed your income more than 30%. However, the lower the number is the better chance you have to be approved for the house.
The CMA Awards are back Wednesday to honor the top artists in country music, with Lainey Wilson, Jelly Roll, Ashley McBryde and Morgan Wallen among the acts hitting the stage.
One of the hottest bakeries in New York City recently opened this year. Cheddar News spoke with Clio Goodman, chef and owner of ByClio's Bakery in Brooklyn, to show its interesting, delicious, and unique cake flavors.
Myo Quinn, senior editor of Simply Recipes, shares tips developed with registered dietician Micah Siva to make sure your holiday party is also food allergy-safe.
