Thinking about buying a home but not sure where to start? You may want to think about applying for a mortgage. Maggie Leigh Marshall, Licensed Associate Real Estate Broker, joins Your Future Home to discuss what paperwork is needed to get a mortgage and how to present the best offer possible.
There is a very big difference between being pre-approved and pre-qualified for a mortgage. Marshall talks through what each step means and explains why it's so important to make sure you are pre-approved before jumping into the housing market.
Plus, what do sellers want to see in an offer? Marshall says you need to provide proof-of-funds and a good debt/income ratio. For a reference, she believes your debt shouldn't exceed your income more than 30%. However, the lower the number is the better chance you have to be approved for the house.
Despite the competition, Netflix is still a leader in the streaming space with more than 200 million subscribers, and now the public is getting a peek for the first time into just how popular the platform remains after viewer numbers for its top titles were unveiled.
On Monday, the FBI unveiled a report showing a 30 percent increase in homicides in 2020. Cheddar's Chloe Aiello looks into the bureau's numbers that show a steep increase in gun violence amid the growing pandemic.
According to LendingTree, over 196 million Americans used an on-demand delivery service within the last year. Cheddar breaks down why this trend is here to stay, and why so many Americans are actually overspending on these services.
Sandra Magallon, West Division Area Manager of Chase for Business, joins ChedHER to discuss the challenges that Hispanic entrepreneurs face, and what tools are out there to help these business owners.
Ramon Ray, Founder of SmartHustle.com, joins Cheddar to discuss how businesses have learned how to collaborate virtually during the pandemic, and tips for making remote work a success.
Cheddar is celebrating Hispanic Heritage Month by highlighting the history, culture, and contributions of the Hispanic and Latinx communities. We're diving into issues that matter and shining a light on the amazing influence of the Hispanic culture. To celebrate this month, leading fabric and craft retailer, JOANN is launching its second annual Minority Creative Grant program to support Hispanic creatives. The program will provide grants totaling $100,000 to 20 Hispanic business owners in need of financial support. Anthony Davila, lead product designer with JOANN and Shautina Lilly, diversity and inclusion manager with JOANN joined us to talk about the program.
