Thinking about buying a home but not sure where to start? You may want to think about applying for a mortgage. Maggie Leigh Marshall, Licensed Associate Real Estate Broker, joins Your Future Home to discuss what paperwork is needed to get a mortgage and how to present the best offer possible.
There is a very big difference between being pre-approved and pre-qualified for a mortgage. Marshall talks through what each step means and explains why it's so important to make sure you are pre-approved before jumping into the housing market.
Plus, what do sellers want to see in an offer? Marshall says you need to provide proof-of-funds and a good debt/income ratio. For a reference, she believes your debt shouldn't exceed your income more than 30%. However, the lower the number is the better chance you have to be approved for the house.
For the second weekend in a row. 'Dune' topped the box office closing out a lucrative October for movie sales. October was the highest-grossing box office month in the COVID-19 era. Mike Reyes, senior movie contributor at Cinemablend joins Cheddar News to talk about future box office predictions.
One Florida man has quickly gained the attention of 3 million followers for his funny way of interrupting viral videos with simple "fun facts". TikTok content creator Justin "Danger" Nunley, joined Cheddar to discuss more.
Eli and Peyton Manning's "Monday Night Football" telecast on ESPN2 has quickly gained attraction and has now become one of the most talked-about popular sportscasts this season. The show has now become a huge success. Sports Agent Anthony Tall joined Cheddar to discuss more.
In a recent ProPublica report, a number of former students and staff have called out Liberty University for bullying them after reporting sexual assaults. According to them, the evangelical university silenced them and often forced them to sign a document acknowledging the school's moral code called, "The Liberty Way". Essentially the code bares drinking alcohol and “being in any state of undress with a member of the opposite sex.” Abrams Reporting Fellow at ProPublica Hannah Dreyfus, joined Cheddar to break it all down.
Leaders around the world have come together to discuss plans to bring action towards the Paris Agreement along with solutions on how to solve the evolving climate change crisis at the COP26 Summit. President and CEO of Center for International Environmental Law Carroll Muffett, joined Cheddar to discuss more.
Carlo and Baker cover the big races to watch on this off-cycle Election Day, the concrete pledges starting to come out of COP26, Jeffrey Epstein keeps causing CEOs to lose their jobs, and Ryan Murphy's TV hit that wasn't.
The UN climate change conference kicked off on Sunday with about 120 world leaders and delegates gathering in Glasgow, Scotland this week, as experts continue to warn about the harms of heightened emissions and the effects on climate change. The topic of ESG investing is expected to be a top priority at the summit. Jefferies global head of ESG and sustainability research Aniket Shah joined Cheddar News' Closing Bell to discuss.
Gifted and talented education programs in schools throughout the United States are falling under greater scrutiny as the race and class divide in the programs remain wide. Marcia Gentry, a professor of educational studies and the director of the Gifted Education Research and Resource Institute at Purdue University, joined Cheddar to weigh in on if advanced tracking for students can also be equitable for lower income students and students of color.
