Thinking about buying a home but not sure where to start? You may want to think about applying for a mortgage. Maggie Leigh Marshall, Licensed Associate Real Estate Broker, joins Your Future Home to discuss what paperwork is needed to get a mortgage and how to present the best offer possible.
There is a very big difference between being pre-approved and pre-qualified for a mortgage. Marshall talks through what each step means and explains why it's so important to make sure you are pre-approved before jumping into the housing market.
Plus, what do sellers want to see in an offer? Marshall says you need to provide proof-of-funds and a good debt/income ratio. For a reference, she believes your debt shouldn't exceed your income more than 30%. However, the lower the number is the better chance you have to be approved for the house.
Living in 2021 brings a lot of distractions from mindlessly scrolling down your timeline for hours, to stretching yourself thin by multi-tasking daily. How do we find the ability to train our brains to focus on being present in the moment? Author, Dr. Amishi Jha joined Cheddar to discuss her new book “Peak Mind,” that tackles these issues.
David Ewalt, Editor in Chief of Gizmodo, joins 'Fast Forward' to paint a picture of what a metaverse-driven future looks like, and how it will propel the future of work and education.
Two years after its launch, Disney's streaming service is celebrating Disney+ Day by offering new and eligible returning customers a reduced subscription price of $2 for one month. The regular $7.99 monthly fee will kick in at the end of the promotion.
Joseph Gordon-Levitt, CEO and co-founder of HitRecord, and Jared Geller, president and co-founder of HitRecord, join Cheddar News to discuss the platform's 'Class Projects'. Gordon-Levitt also talked about playing Jiminy Cricket in Disney's live-action 'Pinocchio.'
Comedian Aida Rodriguez is baring it all in her new stand-up comedy special on HBO Max. 'Fighting Words' was filmed in the Bronx and touches on topics from race to family. In the end, viewers will get a glimpse into Aida's personal life as she travels to Puerto Rico and the Dominican Republic to connect and celebrate her heritage. Aida Rodriguez joins Cheddar News to talk about the new special.
One e-commerce company is putting diverse beauty brands first. 'thirteen lune' was launched last year and carries 100 brands, 90% percent of which are founded by Black, indigenous, people of color (BIPOC). The company has grown tremendously within the past year and just landed a $3 million funding round led by Fearless Fund, a venture capital firm created by women of color, for women of color. Nyakio Grieco, co-founder of thirteen lune joins Cheddar News to talk about the new funding.
On this episode of 'Your Future Home', David Kaufman, Global Digital Director of Architectural Digest, breaks down ways to refresh your home this winter without breaking the bank.; Michael Barlow, co-founder and CEO of Fernish, discusses how Fernish is making it effortless to create your perfect home. Cheddar breaks down how to successfully research your next potential neighborhood.
