Thinking about buying a home but not sure where to start? You may want to think about applying for a mortgage. Maggie Leigh Marshall, Licensed Associate Real Estate Broker, joins Your Future Home to discuss what paperwork is needed to get a mortgage and how to present the best offer possible.
There is a very big difference between being pre-approved and pre-qualified for a mortgage. Marshall talks through what each step means and explains why it's so important to make sure you are pre-approved before jumping into the housing market.
Plus, what do sellers want to see in an offer? Marshall says you need to provide proof-of-funds and a good debt/income ratio. For a reference, she believes your debt shouldn't exceed your income more than 30%. However, the lower the number is the better chance you have to be approved for the house.
Nine-year-old Bobbi Wilson of New Jersey has caught the attention of the Yale School of Public Health for her commitment to exterminating spotted lanternflies. Last year, while spraying the bugs in her neighborhood, a neighbor called police on the little girl.
First responders fired after video of police beating Tyre Nichols was released, 10 people show in Lanland, Fla. and winter storm is causing travel troubles. Here is everything you Need2Know for January 31, 2023.
New Mexico District Attorney Mary Carmack-Altwies on Tuesday is set to file involuntary manslaughter charges against actor Alec Baldwin and armorer Hannah Gutierrez-Reed.
TV actresses Penny Marshall and Cindy Williams smile at the Emmy Awards in Los Angeles, Sept. 9, 1979. The duo play television's "Laverne and Shirley." (AP Photo/George Brich)
