The best stock in the Cheddar 50 index this year? Digital payments company Square. Meanwhile, Pandora leads the list of losers. And Apple shares sinking Tuesday after analysts cut their forecasts for iPhone X shipments in the first quarter. Plus retailers see their best holiday shopping season in years. Plus we break down the top downloaded apps and video games this holiday season - what this data says about what gadgets people found under their Christmas trees this weekend.

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Securitize: The Private Credit Boom Has Arrived
Cheddar News' Need2Know is brought to you by Securitize, which helps unlock broader access to alternative investments in private businesses, funds, and other alternative assets. The private credit boom is here and the Hamilton Lane Senior Credit Opportunities Fund has tripled in assets under management in just six months from November 2022 through April this year. Visit Securitize.io to learn more.
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