Markets may have closed off their lows of the day, but Jack Kramer, co-founder and co-CEO of MarketSnacks, said there's still plenty that could weigh on investors over the next year. For full interview [click here](https://cheddar.com/videos/markets-erase-early-losses-but-still-end-down).

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U.S. Government Moves to Stop Potential Banking Crisis
The Treasury Department, Federal Reserve, and Federal Deposit Insurance Corporation said all depositors at the failed Silicon Valley Bank could access all their money quickly, even as another major bank was shut down.
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