Did your in-laws give you a gift card for the holidays that you won't ever use? Have no fear, there are plenty of easy ways to make the most of those misfit gifts. Justin Cupler, Savings Expert at The Penny Hoarder, shares his top tips for unwanted gift cards. To start, he says they're easy to re-gift. If you've got birthdays coming or need to send a thank you, gift cards are an easy solution. If you're not in the gifting mood, Cupler says there are always online gift card exchanges that you can use. Sites like Cardpool let people trade in gift cards for cash. The more popular the gift card is, the more cash you will get. However, it's important to note that you likely won't get the full value of the gift card back in dollar bills.

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Small grocers and convenience stores feel an impact as customers go without SNAP benefits
Some small grocery stores and neighborhood convenience stores are eager for the U.S. government shutdown to end and for their customers to start receiving federal food aid again. Late last month, the Trump administration froze funding for the SNAP benefits that about 42 million Americans use to buy groceries. The U.S. Department of Agriculture says about 74% of the assistance was spent last year at superstores like Walmart and supermarkets like Kroger. Around 14% went to smaller stores that are more accessible to SNAP beneficiaries. A former director of the United Nations World Food Program says SNAP is not only a social safety net for families but a local economic engine that supports neighborhood businesses.
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