*By Jacqueline Corba*
The payment technology start-up Circle unveiled a new version of its Circle Invest app this week that let's retail investors in 46 states play in the crypto market.
"We are one of the only places where you can purchase a series of seven coins," said Rachel Mayer, Circle Invest's product lead. "Bringing forth a rational approach to investing, and even longer term through automation is something we are really focused on at Circle Invest. Not only that, but explaining things in plain English."
Users of Circle Invest's mobile app can invest up to $10,000 in [seven cryptocurrencies](https://www.circle.com/en/invest) including Bitcoin, Ethereum, Litecoin, and Zcash. Mayer said the firm's competitive pricing and transparency set it apart from other services like Robinhood and Coinbase.
Transparency is an increasingly urgent issue for crypto traders as the Justice Department has opened an investigation into potential price manipulation of Bitcoin and other digital currencies, according to [Bloomberg.](https://www.bloomberg.com/news/articles/2018-05-24/bitcoin-manipulation-is-said-to-be-focus-of-u-s-criminal-probe)
"This is exactly the type of behavior that we want to avoid," said Mayer. "We want consumers to get into the door and to really have a more savings and passive approach to investing over the long-term."
For the full interview, [click here](https://cheddar.com/videos/how-circle-invest-is-looking-to-bring-crypto-investing-to-masses).
Cheddar News' Need2Know is brought to you by Securitize, which helps unlock broader access to alternative investments in private businesses, funds, and other alternative assets. The private credit boom is here and the Hamilton Lane Senior Credit Opportunities Fund has tripled in assets under management in just six months from November 2022 through April this year. Visit Securitize.io to learn more.
Americans picked up their spending from October to November as the unofficial holiday season kicked off, underscoring that shoppers still have power to keep buying.
The average long-term U.S. mortgage rate dropped below 7% to its lowest level since early August, another boost for prospective homebuyers who have largely been held back by sharply higher borrowing costs and heightened competition for relatively few homes for sale.
Mortgage rates have dropped below 7% for the first time since the middle of August.
Taylor Swift grossed nearly $2 billion this year, according to Billboard.
A study from US News and World Report has found the most affordable place to retire is in Ohio.
Millions of households could see higher internet costs next year as the affordable connectivity program could end.
Viveca Chow, NYC lifestyle expert, spoke with Cheddar News to provide tips on how to have some festive fun in the city on a budget.
Apple announced that it's releasing an iPhone security update to prevent attackers from acquiring users' private passcodes.
As the new year approaches, many people are looking to find a job with a higher salary or are planning to ask their current boss for a raise. Taliya Bashani, real estate attorney and negotiation expert, joined Cheddar News to provide tips on how to properly and better negotiate better financial terms.
