Between Bells: Alabama Senate election heads to the finish line, Rep. Donald McEachin (D-VA) on gun control, and the gay man denied a marriage license by Kim Davis is running for her seat. Lisa Loeb tells us about her new Christmas Album, and Peter Thomas Roth has tips to fix your winter skin. With more from ELLE, The Knot, The Young Turks, and The Daily Caller.

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Stretching Your Dollar: Understanding Life Insurance Loans
Tom McNeela, chief RIA solutions officer with RetireOne, joined Cheddar News to explain how people can use their life insurance policies for an emergency loan. "There's a lot of advantages and opportunities with permanent life insurance policy," he said, "if you have one, and there's cash value in there, you can take a loan out, and most of the time, it's a better rate than what you can get at your bank."
ChatGPT-Related Scams on the Rise
Meta is warning that cybercriminals are tricking people into downloading programs that can steal valuable information on fake ChatGPT offers. Cheddar News explains how Meta has observed hundreds of malicious links on its platform.
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