Thinking about purchasing a house in 2018? It's not something you can just dive right into. Joe Zeibert, Senior Director of Products, Pricing & Credit for Ally Home Loans, and Ed Powell, the company's Senior Director of Consumer Sales, join Your Cheddar to discuss the steps you need to take to prepare for home ownership.
The Ally Home Playbook provides information on the types of loans, down payments, closing costs, and other financial considerations home buyers need before selecting a lender. Plus, it helps first-time homebuyers determine what type of loan is best for them.
But what factors go into a mortgage approval? Powell talks about the three Cs: capability, credit, and collateral. These are the areas your loan officer will look into, so shopping around for an experience person you trust is also extremely important.
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After a few months of positive data, the Fed chair says he’s in no rush to cut rates – and this analyst says inflation could stick around for the near future.
As the DOJ potentially prepares to file criminal charges against Boeing, an industry expert breaks down what went wrong – and how it could make things right.
The Fed chair seems pleased with how far inflation has fallen, but according to this analyst, we could be waiting until 2025 to hit that crucial 2% goal.
While the Fed has made it clear that it won’t consider cutting rates until at least September, one analyst is expecting a whopping seven cuts in a row.
