Thinking about purchasing a house in 2018? It's not something you can just dive right into. Joe Zeibert, Senior Director of Products, Pricing & Credit for Ally Home Loans, and Ed Powell, the company's Senior Director of Consumer Sales, join Your Cheddar to discuss the steps you need to take to prepare for home ownership.
The Ally Home Playbook provides information on the types of loans, down payments, closing costs, and other financial considerations home buyers need before selecting a lender. Plus, it helps first-time homebuyers determine what type of loan is best for them.
But what factors go into a mortgage approval? Powell talks about the three Cs: capability, credit, and collateral. These are the areas your loan officer will look into, so shopping around for an experience person you trust is also extremely important.
AI is revolutionizing credit scoring by analyzing diverse data sources, enhancing accuracy & financial inclusion for those lacking traditional credit histories.
Founder & CEO at Align Business Advisory, Dena Jalbert, joins Cheddar to discuss the future of the M&A space and which sectors to watch out for. Watch!
Working five days a week has long been the corporate cultural norm. But some companies are exploring the option of letting employees work four days a week.
After a two-year-long high, interest rates are coming back to earth. So what happens next? Plus: Boeing's woes, UAW may strike, and of course Elon's World.
PLUS: American Eagle marks 30 NYSE years with a record stock high. CMO Craig Brommers discusses Gen-Z trends and collabs with Coco Gauff and Trevor Lawrence.