Buying a home for the first time is a big life moment, and so is marriage. So if you're considering tying the knot and buying a home, there are a few things you should consider before deciding which you do first.
Mortgage companies won't use the highest credit score between you and your partner or even the average of your scores. They will focus on the lowest credit score, so if your spouse has a credit score that would keep you from getting the best rate possible, you may want to apply before you get married.
For dual-income couples, getting a mortgage with both spouses on the loan usually means you will qualify for a bigger home loan. However, if your spouse isn't on the loan with you, then your lender won't consider your spouse's income. That means you'll probably have to settle for a smaller, less-expensive home.
You also need to take into consideration your spouse's debt-to-income ratio. Watch to find out what that means, and how it could impact your chances of getting the mortgage you want.
Chipmaker Nvidia is poised to release a quarterly report that could provide a better sense of whether the stock market has been riding an overhyped artificial intelligence bubble or is being propelled by a technological boom that’s still gathering momentum.
Cracker Barrel said late Tuesday it’s returning to its old logo after critics — including President Donald Trump — protested the company’s plan to modernize.
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Southwest Airlines will soon require plus-size travelers to pay for an extra seat in advance if they can't fit within the armrests of one seat. This change is part of several updates the airline is making. The new rule starts on Jan. 27, the same day Southwest begins assigning seats. Currently, plus-size passengers can pay for an extra seat in advance and later get a refund, or request a free extra seat at the airport. Under the new policy, refunds are still possible but not guaranteed. Southwest said in a statement it is updating policies to prepare for assigned seating next year.
Cracker Barrel is sticking with its new logo. For now. But the chain is also apologizing to fans who were angered when the change was announced last week.
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